Adding Together Benefits

If you have more than one policy with the failed company, all similar benefits issued are added together under the following categories and benefit types in order to allocate Assuris protection to specific policies.

• The categories are: Individual Non-registered, Individual Registered, Group Non-registered, Group Registered, Individual Tax Free Savings Account and Group Tax Free Savings Account.
• The benefit types are: Death Benefit, Health Expense, Monthly Income, Cash Value and Accumulated Value.
• Categories are added together and benefit types are added together for each covered person.

Assuris Protection by Categories and Benefit Types

All similar benefits in each "box" are added together before Assuris protection is applied.

	Individual Registered	Individual Non- Registered	Group Registered	Group Non- Registered	Individual Tax Free Savings Account	Group Tax Free Savings Account
Death Benefit	$200,000 or 85%, whichever is higher	$200,000 or 85%, whichever is higher	$200,000 or 85%, whichever is higher	$200,000 or 85%, whichever is higher
Health Expense	$60,000 or 85%, whichever is higher	$60,000 or 85%, whichever is higher	$60,000 or 85%, whichever is higher	$60,000 or 85%, whichever is higher
Monthly Income	$2,000/mth or 85%, whichever is higher	$2,000/mth or 85%, whichever is higher	$2,000/mth or 85%, whichever is higher	$2,000/mth or 85%, whichever is higher
Cash Values	$60,000 or 85%, whichever is higher	$60,000 or 85%, whichever is higher	$60,000 or 85%, whichever is higher	$60,000 or 85%, whichever is higher
Accumulated Values	100% up to $100,000	100% up to $100,000	100% up to $100,000	100% up to $100,000	100% up to $100,000	100% up to $100,000