Examples of Critical Illness Insurance Protection

Example 1

Benefit	Original Policy when Company Fails	Explanation	Assuris Protection when Company Fails
Cash Benefit	$50,000	Since the amount is below $60,000, the Cash Benefit is fully protected.	$50,000

Example 2

Benefit	Original Policy when Company Fails	Explanation	Assuris Protection when Company Fails
Cash Benefit	$100,000	Since the amount is higher than $60,000, the 85% protection is applied to the Cash Benefit. ($100, 000 x 85% = $85,000)	$85,000

If the liquidator, appointed to manage the company failure, achieves a greater return on the policy than the Assuris protection, your benefits will be adjusted to the greater of either:

• The Assuris protection or;
• The amount recovered by the liquidator.