Examples of Term Life Insurance Protection

Example 1

Benefit	Original Policy when Company Fails	Explanation	Assuris Protection when Company Fails
Death Benefit	$150,000	Since the amount is below $200,000, the Death Benefit is fully protected.	$150,000

Example 2

Benefit	Original Policy when Company Fails	Explanation	Assuris Protection when Company Fails
Death Benefit	$500,000	Since the amount is higher than $200,000, the 85% protection applied to the Death Benefit. ($500,000 x 85% = $425,000)	$425,000

If the liquidator, appointed to manage the company failure, achieves a greater return on the policy than the Assuris protection, your benefits will be adjusted to the greater of either:

• The Assuris protection or;
• The amount recovered by the liquidator.